Privacy Policy : Chit Fund Manager


Privacy Policy for "Chit Fund Manager"

Last updated: March 18, 2026

This Privacy Policy applies only to the data handling practices of the "Chit Fund Manager" application.

1. Information We Collect

Neelakandan ("we," "us," or "our") operates the Chit Fund Manager  application (the "Service"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service, including **cloud synchronization features**, and the choices you have associated with that data.

The Chit Fund Manager app collects only the data necessary to provide its core functionality. Data may be stored locally on your device and securely in the cloud.

A. Data Provided by User (Chit Management Data)

The application allows administrators to manage chit fund operations. The following data may be entered by the admin: 

  • Member details (name, phone number, address) (optional )

  • Group details (group name, value, duration, installment details)

B. Permissions Used

The app may request the following permissions:

  • Internet Access – to sync data with secure cloud servers

  • Storage (if applicable) – to store and retrieve app-related data

No permission is used to access unnecessary personal data.

C. Data Storage

  • Data is stored locally on your device

  • Data is also securely stored in cloud servers using for backup and multi-device synchronization

2. How We Use Your Data

We use collected data only for the following purposes:

  • To manage chit fund members and groups

  • To track payments and financial records

  • To provide and maintain app functionality

  • To enable secure backup and synchronization

  • To improve app performance and reliability

We do not use your data for advertising or marketing purposes.

3. Data Sharing and Disclosure

We respect your privacy.

We do not sell, rent, or share your personal data with third parties.

Data may only be shared in the following situations:

  • With (secure cloud service provider) for storage and synchronization

  • When required by law or legal obligation

  • With your explicit consent

4. Data Retention and User Control

Your data is stored only as long as necessary.

You can control your data at any time:

  • Edit or delete data the app

  • Uninstall the app to remove local data

  • Request deletion of cloud data

You have full rights to access, update, or delete your data.

5. Data Security

We take reasonable measures to protect your data:

  • Secure cloud infrastructure

  • Standard encryption and access control practices

  • Restricted access to stored data

However, no system is completely secure, and we cannot guarantee absolute security.

6. Ads and Analytics

  • This app does not display advertisements

  • This app does not use third-party analytics services

We do not track users for advertising purposes.

7. Children's Privacy

This app is not intended for users under the age of 13.

We do not knowingly collect personal data from children.

8. Legal Compliance

We comply with applicable data protection laws and ensure that:

  • Data is collected only for legitimate purposes

  • Data is not misused or shared without consent

  • Users have full control over their data

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be posted here with an updated "Last updated" date.

10.  Third-Party Services

Zero Tracking Policy:

 We **do not** use third-party analytics services (e.g., Google Analytics, Firebase Analytics).
 We **do not** use third-party advertising services or ad networks.
 We **do not** track your usage behavior inside the application.

11. Contact Us

If you have any questions or concerns:


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